Your Mortgage Payment Went Up $300 and Your Rate Didn't Move: The Florida Escrow Shock, Explained

Douglas Wilkerson

Published on: 20/10/2026

Your mortgage payment jumped $300 and your rate never moved. Escrow shock explained: Florida insurance costs, property taxes, RESPA rules, and six moves that shrink the increase — with real Jacksonville math.

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Rent vs. Buy in Jacksonville at 7% Mortgage Rates: The Honest 2026 Math

Douglas Wilkerson

Published on: 26/09/2026

Mortgage rates just crossed 7%. Is renting smarter than buying in Jacksonville right now? A mortgage broker breaks down the honest 2026 math.

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